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Street and Road Contractors Business Insurance Solutions

The typical transportation contractor will engage in three primary categories of heavy construction work:

1.   Site preparation (grading of land),
2.   Street/road paving/resurfacing, and
3.   Construction of various types of "bridge" or elevated highway structures.

In many cases, the transportation builder acts as the prime contractor. Federal specifications require the prime contractor to personally perform at least 51% of the total job.

Transportation contractors are of various sizes from a few personnel to hundreds of employees. A medium-sized transportation contractor will generate $8,000,000 in annual contract revenue (including work subcontracted to others), and will employ about 20 field workers. Account premiums can range from $25,000 to $300,000 and higher.

Many street and road contractors operate batch plants. The plants are either batch-type or continuous mix. These are fully automated remote-controlled hot-mix plants. This makes the production of asphalt capital-intensive. There are approximately 4,300 asphalt producers countrywide.

Program Highlights

  • Comprehensive coverages for residential and commercial contractors
  • Program specific terms and conditions and rates
  • Blanket broad form additional insured's, blanket waiver, and per project aggregate for qualifying contractors
  • Backed by an Insurance Carrier with Excellent Financial Strength
  • Program Available in all states, except Delaware
  • Limits available up to $25 million

This program is available through your local agent! You get a comprehensive national program with the convenience of local service. If you like, we can contact your agent for you.     
 

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This program is available in all states, except Delaware. Some restrictive coverage and limits may apply in certain states.
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