Roofing Contractors Business Insurance Solutions

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The U.S. roofing industry is comprised of about 25,000 firms, the vast majority of which are small, privately held companies. The industry employs about 300,000 people; about 200,000 of them are roof mechanics – people who are involved in the application of roofs.

Contractors range in size from small businesses with less than $1 million annual sales volume, to larger commercial contractors. Seventy percent perform both residential and commercial roofing work, and more than one-third have been in business for more than a quarter of a century.

• Backed by an Insurance Carrier with Excellent Financial Strength
• Nationwide except Delaware, 5 Boroughs of New York and Cook County, Illinois

General Liability

• $1,000,000 Per Occurrence
• $2,000,000 Aggregate
• $2,000,000 Products Aggregate*
• $100,000 Fire Damage Legal Liability
• $5,000 Minimum Property Damage Deductible, Per Occurrence

*Limits may vary by state. Contact your underwriter for specifics.

Workers' Compensation

• Up to $1,000,000 available, submit for quote
• Available on a monoline basis

*Eligibility may vary by state and premium. Contact your underwriter for specifics.

Automobile

• Up to $1,000,000 CSL available
• Available on a monoline basis

Premium Financing

• Premium financing is available for all lines, including those not written by CIS.

Special Extensions Available

• Blanket Additional Insured, full products available
• Per Job Aggregate
• Blanket Waiver of Rights
• Employers Benefits Liability

Umbrella

• Up to $25,000,000 available, submit for quote.

Submission Requirements

• ACORD Applications
• Supplemental Application signed by Insured and Agent
• Loss Runs – 5 years currently valued and details of losses over $10,000
• 2 year job list
• Expiring declarations page and rating worksheet
• 5 years premium, payroll, receipts
• Worker's Compensation - Mod

Endorsed by:

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This program is available in all states, except Delaware. Some restrictive coverage and limits may apply in certain states.
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