HVAC Contractors Business Insurance Solutions

We are continually working on new and exciting facilities to better help you serve your customers and beat the competition. We will keep you informed of these as they happen.

Plumbing, heating, and air-conditioning contractors in all markets, including residential and repair, make up the largest segment of the specialty contractor market in the U.S., with 84,876 contractors doing $87.4 billion in business. This includes about 17,000 contractors who do over $1 million in business.

• Backed by an Insurance Carrier with Excellent Financial Strength
• Nationwide except Delaware, 5 Boroughs of New York and Cook County, Illinois

General Liability

• $1,000,000 Per Occurrence
• $2,000,000 Aggregate
• $2,000,000 Products Aggregate*
• $100,000 Fire Damage Legal Liability
• $2,500 Minimum Property Damage Deductible, Per Occurrence

*Limits may vary by state. Contact your underwriter for specifics.

Workers' Compensation

• Up to $1,000,000 available, submit for quote
• Available on a monoline basis

*Eligibility may vary by state and premium. Contact your underwriter for specifics.

Automobile

• Up to $1,000,000 CSL available
• Available on a monoline basis

Premium Financing

• Premium financing is available for all lines, including those not written by CIS.

Special Extensions Available

• Blanket Additional Insured, full products available
• Per Job Aggregate
• Blanket Waiver of Rights
• Employers Benefits Liability

Umbrella

• Up to $25,000,000 available, submit for quote.

Submission Requirements

• ACORD Applications
• Supplemental Application signed by Insured and Agent
• Loss Runs – 5 years currently valued and details of losses over $10,000
• 2 year job list
• Expiring declarations page and rating worksheet
• 5 years premium, payroll, receipts
• Worker's Compensation - Mod

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This program is available in all states, except Delaware. Some restrictive coverage and limits may apply in certain states.
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